Tips for Buying A Used Car

Buying a secondhand car is like bungee-jumping – exciting and terrifying at the exact same moment. Here’s all the tricks and tips to assist you jump right in!

I bought my very first car, a used one, final year. Up to now, that a Frost and Sullivan report from this past year really pegs this number to be as high as being equal to new car sales in the year!

Used car or not – first car is a fairly big deal. I went to great lengths to select out the one I really liked. The real work started later I decided about the car, for what followed was an endless trail of paperwork, registrations, insurance woes and transports. Oh, the struggle was real!

Luckily for meI had Coverfox to allow me to navigate through the procedure with ease at each of the apparently complex measures. Following is a fast read that will help you out if you’re trying to buy a used car too.

5 quick actions which will make purchasing another hand automobile a breeze

1. Get the car and its papers inspected thoroughly

Get the car inspected fully by a mechanic you trust. This helps to get the problems fixed by the owner prior to the purchase is completed, or makes it possible to negotiate the purchase price. A few must DOs for this:

  • Check the insurance papers. You will have the ability to indicate if the vehicle has had any accidents or claims related to those. A fast way to find this on the cover would be to note that the no claim bonus (NCB) per cent applied. The higher the NCB, the greater. Match the number from the registration documents.
  • Check all of the filters, and have them altered if possible. Failing to do so may influence the performance of the car significantly. If nothing else, this is a quick judge of how well the car was maintained.
  • Assess the brakes. Drive the car at 40-50 kmph at an area that has little to no traffic. Make sure you look for almost any vibration or any strange and squealing sound in the brake pedal. Brakes that pulsate could also signify the rotors need replacement.
  • Examine/change tyres closely. Check the condition of all of the tyres of your vehicle. They should be worn equally and should fit. Examine the surface for feathering (bad alignment). You can learn more here out of this in-depth piece on tyres by
    Check under the hood for signs of damage, dents or rust — they are indications of a poorly maintained car or a prior damaged one.
2. Transfer the Registration Certificate (RC) to your name

The form should be signed by the previous owner and you also. If the car is registered in a different jurisdiction from yours, then a NOC from that jurisdiction’s RTO will help speed the procedure. This registers the transaction.

After submission, the regional RTO initiates the move. You will receive a receipt within 15-18 days along with the name-changed RC copy by the 40th-45th moment. In the meantime, copies of those forms of reception work as proof of trade.

3. Get Insurance in your name

It’s as important to have a valid insurance policy copy in your name as it is to get the registration transferred. If the RC is registered in your name and the policy is still under the previous owner’s, then the insurance policy stands nullified!

Most important, getting the automobile insurance policy moved into your name, or purchasing a new one altogether. (Details in another section)
Check form 32 & 35 to ensure there are not any preexisting pending loans on the vehicle.
When buying a car bought by the previous owner on financing, ensure that you get the original bill of the car.
Service book to check the history of service documents Road tax receipts together with the last updated payment.
Bi-fuel certificate if the vehicle is CNG/LPG fitted.

There can be 3 possible ways to get insurance in your name on your automobile –

1.A name change in the Former owner’s coverage
If you happen to want to move the insurance, it has to be a process parallel to the transfer of ownership. Many used dealerships, as well as buyers, are oblivious of the key point and assume that the previous owner’s policy is legitimate. The photocopy of the receipts/form 29/30 may be used to make an application to your name transport on the car’s insurance policy. In terms of the process, you only have to get in touch with the insurance company, an agent of the company or a broker like us who will be able to assist you with the procedure.

2. When the previous owner does not have an insurance policy
We’ve had a couple of cases where the previous owner did not maintain valid insurance. Once the client had the RC transferred to his name after the buy, it’s mandatory to submit an application for a new insurance policy – there are no two ways about it! Just log on to, it is as simple as purchasing or renewing a regular coverage. In the procedure, new insurance coverage becomes issued following a fast automobile inspection from the insurance carrier. Coverfox helps you accelerate this process too.

3. What if I would like to purchase an original policy in my name?
It’s actually the best option to buy new coverage in your own name. It makes it possible to purchase the policy from the business of your choice, at a price you are comfortable with and start your journey on a clean chit, with no baggage from the prior owner. It also helps you negotiate a better price from the vendor.

What’s more? The process can be a breeze if you choose to go insured by us.
How will it work?

For most scenarios, the above procedure can be carried out within one day and you ride your vehicle safely insured. Simply drop your contact number in the form below and we’ll look after the rest.

4. Transfer of No Claim Bonus (NCB)

NCB is given to the insured rather than the insured vehicle. Therefore, on the transport of the car, the insurance policy can be moved to the new owner but not the NCB. The new owner must pay the difference due to the NCB for the balance coverage period. The owner can, however, use the NCB to a new automobile purchased by him.

Basically what this Signifies is two things:

If you’re transferring the coverage from the previous owner and he’s got an NCB discount on the coverage, this can’t be transferred to you. If you’ve had a car in the past, along with a no claim bonus reduction applicable, the previous insurance company you held the coverage with, should have issued an NCB booking letter to you, which is valid for 3 years from the time of the final policy expiry.

You can take advantage of this letter and apply this reduction the new policy you buy, or correct the pro-rated sum, in case of shifting the previous owner’s policy on your title. Do note that if your NCB amount is higher than your sellers’, you will not get a refund.

So even from the NCB point of view, it’s best that you buy a new policy afresh, on your title.

6. Clean and fix your car prior to the first drive

Here’s a Couple of things you must take care of:

A thorough clean up: both exterior and interior. (A new car’s prerogative, be it new or old, is to appear shiny if you would like to flaunt it!) . If possible, think about steam cleaning and sanitizing your new vehicle.

Change of fluids: The life expectancy of an auto always depends on how well you maintain it along with a regular change of fluids and oils is essential! The best thing to do after purchasing a second-hand car would be to change all of the fluids right away before utilizing it. Here’s a fantastic find from on all that you would need to know about changing fluids!

Quick fixes to be done: Repair lights, spark plugs, etc.. Any indication of rust, water entry through cracks and holes or other wear of the back should also be assessed and fixed. What piled? Now you are ready to take the plunge! Enjoy the thrill of riding your own hard-earned, well-deserved automobile!

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